Money seems to be the most important thing that come to my mind today. It make my head spin like a roller coaster. Thinking weather I can or cannot dealing with all the debts that I have. Almost everything that I know had I try out but seems that non is working. To find extra income, years back I had been trying to involve with the recycle business, however I seems like it is working like a snail. For ever 100 penny that i invest the most that i make is only to gain back the investment of 100 penny. At the end I stop doing it. I know that this will not giving me my required return in a very short period.
Soon after that I go into farming. I plant chillies, Pepper, and lemon grass by hopping that it will grow well with very minimum investment. This also do not materialized. I ended up put more manpower to make it come true. By the time I realized it I am already broke. not even a penny to purchase fertilizer. Before I can get my capital back the crops died.
Then I venture into construction. A very small scale construction that worth of 46K. I supplying the labor to do the works. my return is only enough to pay for my petrol for 4 months. I almost loosing cause I can't employed an experience supervisor to look after my project. I only come to visit the site on Saturday and Sunday. I am not getting salary for the time I spent. In other words, I manage to pay back the amount that i borrow for this project. Now I can even pay myself if I will involve back in the industry running my own project. It very though.
The next thing that I do for my dream to be debt free is confectionery. this is crazy idea. I had been working for 18 hours per day and almost get my wife admitted into a hospital. Long hours of working but only be able to pay for my wife salary. That is about $10. per day. It is not worth it. By doing that I almost neglect my kids. No time for them. A sad situation. After 2 years I stop doing that. knowing that it will never come true.
Despite doing and giving almost everything that I had, I still having $230,000.00 bad debts. $137,980.00 is the debt of purchasing an apartment that is now being abandon by the developer. What I get is abandon apartment which i cannot stay in it and also the bank loan that i had to service monthly.
I am in a dire need of $230,000.00 to get my self debt free. I still looking in to possible solution to that. At this point all my salary is to pay my debts. Nothing for food and medicine. I am surviving on credits cards. This is the only choice that I can see even though I know that this will lead into more serious financial crisis.
