STRESS MANAGEMENT

Entertainment is one of the way on how to release your stress. Healthy activities like sports and family gathering will help you in reducing the level of your stress. Do not dwell in a stress for a long period of time. This situation will contribute to many other health problem. If you are not sure on how to manage your stress please go and consult your doctor.



Note: The picture shown here is the property of "Utusan Sarawak"

Word of the dumb and the Wise.

Everyday we worried on what will happen to us. The fact is nobody know what will happen next. Why should we worried on what will happen next...the best is just do what is already infront of us as good as possible.

Do the best that we can. Tommorrow will take care of it self. No matter how hard we try if it does not meant for us, certainly it will not be ours.

Friends, I am worried too, but life need to be continue...be occupied with all the tommorrow tought seems not to be the best thing in life...it is stressful. we will only going to be crazy if you keep on thinking what will happen tommorrow.

Friends I can't..get rid of my fear for tommorrow. Everybody worried too. The rich, the poor, the healthy, all of us worried of tommorrow. what make the different is knowing what is the best for oneself. Just work for that dream. Dont hope to much to achieve the dream but on the way to reach there, certainly we will learn a lot. The ride will be bumpy.

Friends...It just a word of relieve that someone promise to help.. do we realise that they can change too.. even our very close friends..will not be able to help as what we wish for...

Just think about it... Trust nobody but spare some for ourself.

All things A to Z: I - Investing Basics

All things A to Z: I - Investing Basics: Investing Basics – What Are Your Investment Goals When it comes to investing, many first time investors want to jump right in with both f...

Nice song from Mr. Jimmy Palikat.

http://www.youtube.com/watch?v=7rvYOXNnHGA

Check your own Financial health.

Most people fall into financial crisis is not due to other people fault. It is because they fail to check how is their financial health from time to time. How to know if oneself having healthy financial health? Ask yourself and analysed this question.

1. How much do I earn per month?

2. How much do I need per month for daily expenses.?

3. How much is the total monthly installment do i have to pay? ( One self debt)

4. How much Do I save for retirement?

5. How much do I spare for emergency cases? ( medication and etc.)

Get all the figure on paper and work it out.

You will see whether you make enough per month to pay for all of the 5 questions above.

If you still manage to pay for item 2,3 and either item 4 or 5, then there is still time for you to save your financial situation.

However if you hardly make payment for all of the item 2,3,4 and 5 then you have to start doing something for your financial standing. The most crucial words if you are in this situation is do not make any loan anymore unless that loan can free you from this situation.

!!!! What had been written here is just a non-financial view on the financial check method.

Secret of BIG MONEY ONLINE

Earning more money for oneself is really hard. There is no such thing that you will sit down and take your sweet time while making tonnes of money. Every work that your do to make more money will require your time and commitment at the beginning.

I had been doing some of the part time job which I think only need me merely few minutes a day to make money. Yes it is true that you can sit down at home and make money online but it depends on how fast you wanted to grow your cash. The faster you want it to be, the more time and commitment that you have to give into it. Unless you are ready to make money and invest some capital in.

Every body wanted to make money out from nothing. What I mean here is they don't have to invest their money to get more money. How true is this. It is true enough to make a few cents or $$$$$ but might not be enough to be millionaire.




The best secret is that .." please register and pay nothing, sit back and wait for your account to be flooded with money " ..It is a simple phrase...If you do that you might only having yourself $0.01 per month or even $0.00. It still mean that, to make more you have to sell something.

To sell something you need strategy or mechanism to make it works. Free membership will not helping much in this case. to be the online marketer might require you to purchase software to direct traffic to your web or site... you need some capital to do advertisement...the worse part is that, what if it become a spam to somebody else. You will be block.

BIG MONEY REQUIRE BIG CAPITAL...SMALL MONEY ONLY REQUIRE SMALL $$$.

BIG MONEY SIMPLY MEAN HIGHER RESPONSIBILITY & COMMITMENT, SMALL MONEY CAN BE THE SAME RESPONSIBILITY BUT LOWER COMMITMENT.


JUST CHOOSE FOR YOURSELF.

Free legal money.

I am desperate...Can anyone out there help me making tonne of legal money to be debt free?

New day of life

Money seems to be the most important thing that come to my mind today. It make my head spin like a roller coaster. Thinking weather I can or cannot dealing with all the debts that I have. Almost everything that I know had I try out but seems that non is working. To find extra income, years back I had been trying to involve with the recycle business, however I seems like it is working like a snail. For ever 100 penny that i invest the most that i make is only to gain back the investment of 100 penny. At the end I stop doing it. I know that this will not giving me my required return in a very short period.

Soon after that I go into farming. I plant chillies, Pepper, and lemon grass by hopping that it will grow well with very minimum investment. This also do not materialized. I ended up put more manpower to make it come true. By the time I realized it I am already broke. not even a penny to purchase fertilizer. Before I can get my capital back the crops died.

Then I venture into construction. A very small scale construction that worth of 46K. I supplying the labor to do the works. my return is only enough to pay for my petrol for 4 months. I almost loosing cause I can't employed an experience supervisor to look after my project. I only come to visit the site on Saturday and Sunday. I am not getting salary for the time I spent. In other words, I manage to pay back the amount that i borrow for this project. Now I can even pay myself if I will involve back in the industry running my own project. It very though.

The next thing that I do for my dream to be debt free is confectionery. this is crazy idea. I had been working for 18 hours per day and almost get my wife admitted into a hospital. Long hours of working but only be able to pay for my wife salary. That is about $10. per day. It is not worth it. By doing that I almost neglect my kids. No time for them. A sad situation. After 2 years I stop doing that. knowing that it will never come true.

Despite doing and giving almost everything that I had, I still having $230,000.00 bad debts. $137,980.00 is the debt of purchasing an apartment that is now being abandon by the developer. What I get is abandon apartment which i cannot stay in it and also the bank loan that i had to service monthly.

I am in a dire need of $230,000.00 to get my self debt free. I still looking in to possible solution to that. At this point all my salary is to pay my debts. Nothing for food and medicine. I am surviving on credits cards. This is the only choice that I can see even though I know that this will lead into more serious financial crisis.

Beautiful today

Festival season is comming soon. Everybody are in the festive mood already. For me there is no difference.. Wanted to celebrate but what I have is just enough to pay for next month expenses..there is no room for celebration..I feel sad cause I can't give my kids more than they ask for...

Beginning of life

Hi there..Welcome to my blog " Beautiful LIFE ".

Introduction to my self. I am an engineer by profession and had been in this field for more than 10 years. As all of us always wanted to be, so do I. My dream is alway want to live my life to the fullest, having almost everything and any can always give almost everything to the needy. In me, there is generosity but the dark side of me is greediness. Deep inside me there is love but hatred always following very closely.

I am born in a very poor family. having nothing at all. Even what I call home by that time is no better than a hut. Food..Money...New cloths...festival...entertainment...almost unreachable. My parents is just a farmer. Planting padi for whole year consumption. In other word..what my parents earn today will never last until tomorrow. Debts keep on pile up for my parents...

Now my parents still go to farm...still planting padi..still tapping rubber which is not belong to us..I am piss off...I always asking myself, My parents raise me up until I am what i am now but why do I still cannot support them.

I owe my parents more than I owe everyone else in this world. I hardly put rice in their bowl....I love my parents very much but never care to bring them for medical check up...What kind of son am I ?.....I am an engineer with thousands of bad debt...where is the light for this darkness.